Helping people live financially empowered lives since 1999.

Achieve your financial
goals and live a more prosperous life.

Money Coaching Services

Virtual Money Coach helps you form a better relationship with money so you can achieve your financial goals and live a more prosperous life.

How It Works

We provide a proven program to effectively
manage your finances with weekly calls and
ongoing email support.

About Us

Based in Moncton, NB, we’ve been expertly
educating and empowering clients since 1999.

Our Client

Testimonials

I have been a client for about a decade. I have a handle on my finances, no unsecured debt, and have saved over $100,000 that I would not have had I not hired Virtual Bookkeeping. I have referred my clients and my colleagues to the team at VB and they are singing the team's praises! I strongly encourage you to reach out!
Casey Truffo
Casey Truffo
2021-01-12
I have been working with Monica and her team for almost 8 years now, both for my business and family finances. This team is professional, supportive, and they have helped us stay accountable to our budget and get our finances back on track. If you're looking for someone to manage your books and give you a 'weekly budget allowance' and make smart financial decisions, Virtual Keeping is for you!
Christine Butler
Christine Butler
2021-01-11
Virtual Bookkeeping has been integral in saving me from financial ruin. If I hadn't enlisted their services several years ago I don't know where I would be. Instead? I have been able to control my finances instead of my finances controlling me. They are always professional. Always timely. Always courteous. I highly recommend working with them.
lisa lehmann
lisa lehmann
2021-01-06
I have been working with Monica and her team of professionals for almost 4 years! I had acquired a lifetime of financial stress and anxiety, both personally and with my private practice! With the teams help, and weekly check ins - I have become a 'devotee' to the system of 'cash only' and my use of credit or debit cards has shifted to rarely if at all. It was tough in the beginning, changing my lack of control with my spending habits, but after 3 months, I began to like Monica (giggle) and have been on a path of freedom from money stress! Meeting with Sharlene - who is bookkeeper extraordinaire for our updates monthly is a pleasure as well.
Lana Gowler
Lana Gowler
2021-01-05
Virtual Bookkeeping has been so helpful, informative, and insightful in assisting with my business bookkeeping needs.
Miracle Management
Miracle Management
2021-01-05
I had no idea how much I was doing wrong with my finances (personal) until I started working with Monica. Her and Teresa are so friendly and genuinely want to see you succeed. They are also really good at keeping me accountable as well. I used to live next paycheck to next paycheck because I was always behind, now I have money still in my account before pay day and I am earning less now then before. Another big one for me is that I thought I wouldn't be able to have freedom of my money however Monica is very okay with spending money and talks me through whether it makes sense or not and where to pull the money from to make sure I am not shorting myself or overlooking something. I highly recommend Virtual Bookkeeping and I live in the Yukon.
Trevor Sinclair
Trevor Sinclair
2021-01-04
Virtual Bookkeeping has been a true gift! We were under tremendous financial stress and no matter how much money we brought in, it always felt like we were broke. We never learned how to budget or be smart with money. We started using the personal budgeting and bookkeeping services for my small business. Monica and her team's non-judgmental approach will have helped is pay off $110,000 worth of debt by the end of 2021! I can't tell you how freeing and motivating it feels after being in debt for years. We finally have a true savings account after Monica's budgeting lessons. Thank you Monica and Virtual Bookkeeping! We wouldn't be where we are without you! Virtual Bookkeeping services are priceless!
Natalie Brooks
Natalie Brooks
2021-01-01
Monica has been my bookkeeper for the past 15 years, through times of financial plenty and financial disaster, both personal and business bookkeeping. She's more than just a trusted bookkeeper, she puts my finances into perspective and adjusts my expectations. She's a cheerleader when I'm discouraged and a much-needed reality check when I lose sight of my financial goals. Most of all, she's effective. With Monica and her team, my bills are always paid on time, I have a clear path to my financial goals, and the support to stick to the plan. Simply put, Monica and her team have a talent for helping her clients reach their financial goals. I couldn't recommend Virtual Bookkeeping more.
Laura Lencioni
Laura Lencioni
2020-12-31
In the short few months I have started working with Monica, my financial behaviour has significantly changed for the better. It really has made a difference especially with how I manage my money. I was nervous to make the change as I didn’t think I could do it. Turns out it is the easiest and best thing I have done for myself in a very long time! I am very grateful to have connected with Monica and only wish I had known about her excellent financial services many years ago. I also sincerely appreciate her bookkeeping services that keeps my business up-to-date and alleviates any unnecessary stress so I can focus on my extremely busy work. I highly recommend Monica’s services!
Michele Blackburn
Michele Blackburn
2020-12-31
In 10 months, Monica and Theresa and the Virtual Bookkeeping way, helped us pay off $55,000 in debt. TEN MONTHS!!! We couldn't be mor pleased with the services we have received! One year from now we'll be debt free and I am confident in this plan as they base it on our actual income and expenses, but yet it's a team approach where all input is welcome. Each week we have a call to go over from what account to pay each bill, and where to put monies. We use them for personal and two businesses we own. Our personal "buckets" for spending, as they're called, are realistic for our actual spending and that is part of their belief and long term success. Over the holidays, for the first time ever had NO DEBT and we have four kids and got to spoil them! We even have $28k saved on top of the debt we paid off. It's true teamwork (and they're kind and compassionate to boot!). She does her job, we do our job, and then we're not worrying about money and getting to do the things we want to do in life. My business coach thought I would never recover from that much debt. We looked into filing for bankruptcy. It really is one of the best decisions we've ever made and has changed our life. It's even helped our marriage, as we all know that finances can be a huge source of contention... we're on the same page every week! It's amazing. If I could give more than 5 stars I would.
Kristin Patten
Kristin Patten
2020-12-29

Blogs

Young hands holding an elder's

The things money won’t buy

As humans, we all crave energetic connections, whether romantic or platonic. And money, which is just another form of energy, affects relationships in interesting ways.

Read More »

The value of starting with $5

Money need never be an albatross around your neck. Money is just a vehicle: a thing that helps you live your life the way you want to live it, and if you can separate emotion from it, you will be better able to see where money goes and where it needs to go.

Read More »

Start building a positive, stress-free financial life.

Request a free consultation.