Customized Money Coaching

What You Can Expect

Our money coaching services go beyond just budgeting money. Virtual Money Coach helps you uncover and understand your whole financial picture, so we can create a personalized cash flow management plan to achieve your goals. We work closely with you, reviewing your life goals, assets, liabilities, income, expenses and other important factors.

Rest assured, you can rely on our 20-plus years’ experience and know-how to help you gain and maintain control of your finances, so you can live better with less stress. 

Create an expense report

to get a precise understanding of where you are spending money.

Define financial objectives

so you can live the life you really want, including lifestyle and travel.

Establish an emergency fund

to breathe easier and protect you and your loved ones.

Compare your expenses to your income

to allow for more effective strategies moving forward.

Promote healthier spending habits

so you can get more of what you really want, and less of what you don’t need.

Cut costs

so more of your money can be used to reduce debt and purpose-fully invested.

Be accountable and keep your finances growing

so you can concentrate on family, friends, business and passions.

How It Works

Interested in gaining control of your finances so you can achieve your personal goals? Learn How It Works

Words from our clients


"A few months ago I was introduced to Monica through a friend of mine. I had just been laid off from my job due to the covid-19 virus. My friend said that Monica was offering 4 people in these times of trouble some support organizing their finances. I jumped on the opportunity and knew it was time to do that as I felt I had no control over my finances and was still in debt for 10 years as a single mother. Monica took charge and very quickly gave me a budget with a few buttons on her calculator and voila! Having a budget was something new for me and was never something my parents had either. They constantly fought over money. As an adult I avoided the topic of money because it reminded me of the pain of my past with my parents. I was a student ready to learn and committed to sticking to the plan. At first, Monica said I would be out of debt in a year. Well, it only took a few months and I am now officially out of debt. I can only describe this feeling as freedom. Freedom to know that I am in control of my finances and that I can be in control of my spending. Monica is a whiz and will whip you into shape and no time. She is very knowledgeable and very kind. She definitely over delivers and is very generous with her time. I would highly recommend Monica Ross to anyone who is ready to make the change and to give up control to regain control. I'm so thankful I made the call."
- Monika C

Improve your finances & live better. Request a free consultation.